INDEPENDENT ADVICE, PUTTING THE CONTROL IN YOUR HANDS
The advisers here at ME understand equity release inside-out. We also understand that everyone’s circumstances are different, and their requirements from us as financial advisers are varied.
Financial decisions can be stressful, but here at ME, we aim to take that stress away. Our advisers work hard with our clients to fully understand their circumstances, and provide bespoke solutions to their financial needs.
Whether you are looking to top up your income, needing to fund home renovations, or help your children get on the property ladder, we can advise on all options available to you. If equity release seems a suitable option, we can advise on the finer details and various equity release options taking all of your needs into account.
Our friendly advisers will make sure you have all of the information you need to help you make the right decision for you.
Financial freedom means something different for everyone. Life and circumstances change in what can feel like the blink of an eye. Whether you need a continual increase to your current income or a lump-sum payment, equity release may be the solution. You can release equity from your home for many reasons, after all, it’s your money! Home renovations, helping the children out, or simply more financial freedom to enjoy your retirement, whatever the need, our advisers can help identify the right options for you and your family.
The amount of equity you can release is dependent on your personal circumstances and a few other contributing factors including; your age, property type and property value. The advisers here at ME will get to know you and understand your circumstances so we can make the right recommendations for you.
To be eligible for equity release, applicants must:
1. Be aged 55 or over. (For joint applications, both applicants must be over 55)
2. Require a minimum borrowing amount of £10000
3. Have a minimum property value of £70000
4. The home will usually need to be your main residence (not unoccupied for more than 6 months at a time)
5. The home needs to be in the UK (excluding the Isle of Man & the Channel Islands)
Equity Release by ME is a trading style of ME Financial Services Limited who are proud members of the Equity Release Council (ERC).
The ERC was launched in 1991 and is an organisation that works with the UK government and lenders to ensure advisers, lenders and equity release professionals provide the highest level of service to protect their consumers.
GET ADVICE FROM US
The friendly team of advisers here at ME have a wealth of experience when it comes to equity release. We provide tailored advice dependent on your circumstances and current needs. Whether you need some general information and a steer in the right direction, or specific advice and an outline of all available options, the team is ready to help.
THINK IT OVER
We’re only happy when you’re happy. You won’t find a salesperson here at ME; you will only find professional, friendly advisers. The most important thing for us is that you choose the right option for you and your family. Having sought advice, you have all the time you need to reflect and consider your options. You’ll never be pressured to commit to anything you’re not 100% sure of.
Once you have made your decision, our advisers will guide you through the application process, start-to-finish. Our support doesn’t stop there; in fact, our support doesn’t stop anywhere. We understand circumstances change and are happy to help with any eventuality, both present and future.
* You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.
At ME, we specialise in various later life lending solutions and if your are 55 or over, Equity Release could be an option for you – For more information, Contact ME today!
ME Financial Services Ltd is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.
ME Financial Services Ltd is a company registered in England and Wales with company number 11622710. The registered office is Office 2, 1a Millfield Chambers, Birmingham, United Kingdom, B28 0EL.
Equity release includes Lifetime Mortgages and Home Reversion Schemes. We can advise and arrange Lifetime Mortgages and will refer to an approved specialist for Home Reversion schemes.
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £899
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE